Margaret Halloway
Chief Executive Officer
Daughter of our founders, Margaret has led the bank since 2008, steering growth while preserving our community-first culture.
Est. 1974
About Halloway Bank & Trust
For over five decades, we've served families, businesses, and communities across the Midwest with integrity, stability, and a personal touch you won't find at larger institutions.
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Rooted in community since 1974
Halloway Bank & Trust began as a single branch in Cincinnati, Ohio, founded by Margaret and Robert Halloway with a simple belief: banking should be personal, honest, and built on long-term relationships.
What started with a handful of employees and a commitment to local families has grown into one of the region's most trusted community banks — without ever losing sight of the values that defined us from day one.
50+
years of trusted service
1974
Founded in Cincinnati
Margaret and Robert Halloway open the first branch, serving local families and small businesses.
1986
Expansion into Indiana
Growth into Indianapolis and surrounding communities, bringing community banking to new markets.
1998
25 branches milestone
Reached 25 locations across Ohio and Indiana, surpassing $500 million in assets.
2005
Kentucky market entry
Opened branches in Louisville and Lexington, completing our tri-state footprint.
2015
Digital banking launch
Introduced secure online and mobile banking, combining modern technology with personal service.
Today
62 branches, one promise
Serving Ohio, Indiana, and Kentucky with the same community-first values we started with.
A regional presence you can count on
With 62 full-service branches across three states, we're never far when you need us — whether you're opening an account, applying for a loan, or meeting with your relationship manager.
62
Branches across the tri-state region
From urban centres to rural communities, our network is designed to keep banking accessible, personal, and locally informed.
34
Ohio
Cincinnati, Columbus, Dayton, Toledo & surrounding areas
16
Indiana
Indianapolis, Fort Wayne, Evansville & surrounding areas
12
Kentucky
Louisville, Lexington, Bowling Green & surrounding areas
Leadership you can trust
Our executive team brings decades of community banking experience, guiding Halloway Bank & Trust with a steady hand and a genuine commitment to the people we serve.
James Whitfield
President & COO
With 28 years in regional banking, James oversees branch operations and ensures consistent service across all 62 locations.
Sarah Chen
Chief Financial Officer
Sarah brings rigorous financial stewardship and a focus on long-term stability, keeping the bank strong for generations to come.
David Rivers
Head of Community Banking
David leads our community investment programmes and local partnerships, ensuring Halloway gives back in every market we serve.
Investing in the communities we call home
We believe a bank is only as strong as the communities it serves. Every year, Halloway Bank & Trust reinvests in local programmes that create opportunity, stability, and lasting positive change.
$12M+
Annual community investment
850+
Small business loans funded last year
40
Scholarships awarded annually
120+
Non-profit partners supported
- Financial literacy workshops in local schools and community centres
- Affordable housing development partnerships across all three states
- First-time homebuyer grants and down-payment assistance programmes
- Employee volunteer days supporting food banks, shelters, and youth programmes
Our Service Promise
Every interaction with Halloway Bank & Trust is guided by six commitments we make to you — our customers, neighbours, and partners.
Personal attention
You'll speak with people who know your name, understand your goals, and take time to listen.
Transparent communication
Clear explanations, honest advice, and no hidden fees — ever. We tell you what you need to know, plainly.
Responsive service
Questions answered promptly, issues resolved fairly, and follow-through you can depend on every time.
Secure banking
Your financial safety is non-negotiable. We invest continuously in protection for your accounts and data.
Community commitment
We reinvest locally — supporting businesses, charities, and programmes that strengthen the places we live.
Long-term partnership
We're here for life's milestones — from first accounts to retirement — with guidance that grows with you.